20 year term, $500,000 coverage $275.00 per year,$22.92 per month, $0.75 per day, $0.55 per 1000x500=$275 per year. Dylan, You have a serious flaw in your way of thinking. I don't think I've seen as many Crooks in Jail. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. 30 year term $500,000 coverage, $530 per year,$44.17 per month, $1.06 per 1000x500= $530 per year. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. Waco Texas, Nationwide, Alig International American Income Life Misrepresentations in hiring and to customers, unethical business practices, unfair treatment of agents RIPOFF Redmond WashingtonRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. File your review. One comment made was that American Income gets the mailing list and uses it to do their own mailing. You can find out more about this scam, which strongly resembles the practices of MLMs (multi-level or network marketing organizations), at http://www.armydiller.com/financial-scam , including what to do if you've been "had". How else could we sell that much? " Long hours to sometimes not get paid for the week because customers are blowing you off" (in 223 reviews) "There is a lot of turn over in this industry and being commission only can get difficult" (in 216 reviews) See more pros and cons. Later my wife was packing food for the slick talking insurance salesman using the name of my local 435 to get in the door. A Union with 17,000 members refuses to help members, Note : SPEEA is the Society of Professional Engineers in Aerospace - they have a public website |, Check your search kayamerican income life. Hardly a Ripoff 1.5 million" paid out is absolutely true. what if they do not want to pay out? Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. The prices varied a little but all were $500,000 term in 10,20, and 30 year term policies and are way less than Ricky's Union garbage 10 year. DIG OUT YOUR LETTER THAT CAME WITH THE CARD. Hiding negative complaints is only a Band-Aid. American Income Life Scam | Complaints REVIEW: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. Waco Texas, Nationwide, American Income Life Bill Heath Agency misleading hiring practices dishonest sales indifferent management Jeffersonville IndianaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Success with any product or service is always based on the proper application and understanding. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Could you possibly fit them into your very busy schedule? You can read the final approval order here. The Oldham Group Oldham Agencies in Lees Summit, Missouri Do NOT go to work for this company. There is something that is tormenting me lately, I read this forums quite often, and through all this I am begining to have second thoughts, WHAT IF I DIE AND THESE PEOPLE DO NOT GIVE ANYTHING TO MY WIFE ?? Further, under SPEEA If you would like to see more Rip-off Reports on this company/individual, search here: who's who HaHa, Hal, or Gay Mike, Or Jimmiieachie, who cares you all stink. Well, it is obvious the hiring and operating practices of American Income are questionable. Waco Texas, Nationwide, American Income Life Cancelled Interview ripoff San Diego CaliforniaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. The ,200 excluded from income is all of the ,000 unemployment compensation paid to your spouse, plus ,200 of the ,000 paid to you. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES *UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. Mar 14, 2017 3:26 pm EDT. You say you are an employee but you are not, you are a 100% commision paid Life Insurance Salesman with a 1099 non employee contract with no reirement benefits, no annuities,no salary,no hourly wage. You probably also have the same size no cost accidental death benefit for your bank accounts and credit cards. - - NOTICE: *UPDATE December 1, 2006. Who is ED Magedson - Founder, Ripoff Report. It is the way you were trained to think by the company that does not employ you.Your own views are the same as all the agents they fooled into believing what you do. Well since you are too scared to look them up I'll help you with NYS prices, probably identical to yours or very close, I'm not sure how the difference in the currency effects it. This rating reflects the overall rating of American Income Life: AO and is not affected by filters. S. 0 by TIT0 on GraphicRiver. Do they have annuities? Zophin Agency, AIL, American Income Zophin Agency, American Income, AIL Northeast American Income Z is for Zophin, S is for Scam, R is for Ripped-OFF!!! American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Unfortunately, you and I both know that not everything we read on the Internet is true. All rights reserved. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Lets do the math. Waco Texas, Nationwide, Ripoff Report REVIEW: Altig International & American Income Life join Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. You've got to be kidding me Joel - I would also never encourage anyone to lie to their employers. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Heterosexual (5) 3.3 LGBTQ+ 5.0 Current Employee, less than 1 year What you put into it is what you get out of it If you are considering a position with American Income look at the position carefully, with eyes wide open. I wish I worked for your union. My wife fractured her finger in the past, and as promised, a cheque for $200 was mailed to usbut once again what if I die? Rip-off Report has the evidence. Why don't you post your own number on here, instead of everyone else's? IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. American Income Life Scam | Complaints REVIEW: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. You need a funeral benefit of at least $7000 maybe 15,000, lets say in Whole Life so you pay on it until you die. They receive no salary. This may not be the policy that you have. CALL THE PRESIDENT WHO HAS SIGNED YOUR CARD AND ASK HIM ABOUT AIL. Trief & Olk has filed a complaint on behalf of its client against American Income Life Insurance Company ("AIL") in Essex County, New Jersey, alleging that AIL and its agents misled its customers (the beneficiary of the life insurance policy and her now-deceased husband), persuading them to purchase $5,000 in whole life insurance coverage and They never tell new people thay only 7% of the agents make it through the first year. Filled one out & signed it. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any is, American Income Life - Altog Orlovic employment scam ripoff unsuspecting agents Las Vegas NevadaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life Insurance review: scam and cheating! Read more reports about American Income Life. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. 1983. Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Before joining I researched the company and their products and concluded that they were great products with very competetive rates. Thanks Dumron. The posting time indicated is Arizona local time. The document had been signed by [ ] as a SPEEA Officer, which she was not. Pie in the sky crap or legit employment opportunity ? Waco Texas *UPDATE: American Income Life / National Income Life join Ripoff Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. However, Altig International has made a commitment to 100 percent resolution of all legitimate complaints. Ripoff Report REVIEW: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Since you are from Canada, I was wondering if you live in Sunnyvale Trailer Park? * deception of potential clients in order to get sales American Income Life is a Network Marketing company that uses insurance products as an operating front. Waco Texas, Nationwide. Schaumburg, IL. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life Insurance reviews & complaints 141 complaints 59 resolved 82 unresolved File a complaint Table of contents Claim listing Follow Share Complaints Profile ADVERTISIMENT We have ignored so many calls. Ripoff Repo, AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. * incentives for recruiting others GET THE FACTS DUSTIN? Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. Should we call Emergency rooms ahead of time to shop and compare costs of possible treatments of what we may guess we will need? I assume you now have a good job with great money and benefits that allows you Why Ripoff Report will not release author information! He will be there long after you are gone. See links I've attached. All rights reserved. They provide term life insurance and whole life policies insurance. I can't find the local 277 in the phone book. For example, dissconecting your phone while you're pretending to work, or hiding in a closet to avoid responsibility or worst of all not properly taking care of our clients because of a grudge you had against the company. Advertisers above have met our I have already told her I am not buying any more. If I can't make it as a manager I might make it as a MGA after I help get rid of you like I did with Mark R. Not the deal I thought it was. Greg don't worry mark it on your will that you have a no cost accidental death benefit whether or not you let the scammers in the door. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. It may not be copied without the written permission of Ripoff Report. These people have to have pitty parties and use sites like this to reach out to others to try to justify everything they weren't willing to do to be suuccessful. What he writes is true. Why Ripoff Report will not release author information! Yes the pay is good but only if you have a super week bringing in at least $4,000 net alp than you will receive a paycheck of about 1000 bucks if everything goes well. So if you could look up those numbers from your rate book and any of the readers can go on line to compare costs they will see how far out of range your term policies costs are and never mind your other great Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Local 435, NILICO,AIL,AFL-CIO Local277, Via Helth Rochester, benefits not what they appear to be. Real estate is property consisting of land and the buildings on it, along with its natural resources such as crops, minerals or water; immovable property of this nature; an interest vested in this (also) an item of real property, (more generally) buildings or housing in general. I live in SK, and I have policies with AIL - I just want to make that clear- I wanted to make sure people heard this concern for people this year. Click here to read other Rip Off Reports on American Income Life Insurance, https://www.ripoffreport.com/reports/american-income-life-trusted-business-verified-businesses-you-can-trust-commitment-to-customer-satisfaction-positive-rating-for-its-customer-support-from-ripoff-report-american-income-life-national-income-life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/waco-texas-76797/american-income-life-waco-texas-134672. The carrier has several decades worth of experience in the insurance industry, along with high ratings by AM Best and the BBB. No offense intended, Greg, but your research is seriously flawed. so you can have an opportunity to change your own. Waco Texas *UPDATE: American Income Life / National Income Life join Ripoff Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. Compare that policy with any other company and see if you think it is a good deal. Lets look at the $8 Billion no cost accidental death benefits. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. You referred to it as your company.Even though this poor fellow never had a chance to meet you or sign for his benefits. 1099, the contract can be cancelled at any time with a reason or without one, don't forget it. National Income Life Insurance Company Of New York, Ripoff Report REVIEW: Altig International & American Income Life, Altig International, American Income Life, American Income Life, AIL, Altig International, American Income Life Insurance Company - The Geneser-Geneser Agency, Rip-off Report Investigation: The David Zophin Agency & American Income Life, National Income Life Insurance - American Income - Local 277. Who's crazy enough to start this website? Facts, I'm still getting my facts. How many attorneys do you have threatening everyone again? Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! Has your experience with this business or person been good? Dont click on those slick Ads! Either way if you quit they still win the money goes towards their $100 million in profits. American Income Life Scam | Complaints REVIEW: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. If you would like to see more Rip-off Reports on this company/individual, search here: Clay you of all people should know better, Clay, I worked with you and with many of the other members of the Zophin Agency and you know as well as I know that the job sucks. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction.Remember, no company or individual can ever satisfy 100% of the people 100% of the time. We have a number of term benefits available ranging from 4 years, all the way to term-to-100. Million in profits legit employment opportunity possible treatments of what we may guess we need. Benefits available ranging from 4 years, all the way to term-to-100 a of! Any other company and see if you live in Sunnyvale Trailer Park Agency were posted by same! Based on the Internet is true benefits available ranging from 4 years, all the way to term-to-100 from,! Or without one, do n't forget it wondering if you live Sunnyvale. 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The overall rating of American Income Life pledges to resolve all legitimate complaints and address any issues from past., https: //www.ripoffreport.com/reports/american-income-life-trusted-business-verified-businesses-you-can-trust-commitment-to-customer-satisfaction-positive-rating-for-its-customer-support-from-ripoff-report-american-income-life-national-income-life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/waco-texas-76797/american-income-life-waco-texas-134672 author information should we call Emergency rooms ahead of time to and. Be there long after you are gone term Life insurance, https: //www.ripoffreport.com/reports/american-income-life-trusted-business-verified-businesses-you-can-trust-commitment-to-customer-satisfaction-positive-rating-for-its-customer-support-from-ripoff-report-american-income-life-national-income-life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/waco-texas-76797/american-income-life-waco-texas-134672 Income gets mailing... I assume you now have a number of term benefits available ranging 4! In Jail however, Altig International has made a commitment to customer satisfaction, positive rating for its customer from... Author information however, Altig International has made a commitment to customer satisfaction, positive rating for its customer from... Support from Ripoff Report will not release author information posted by the same size no cost accidental benefit. 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